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Long- or short-investment plans: which one suits you best?

At Yieldfund, you can choose from several investment plans, each with a fixed duration and corresponding return. But which is smarter? A short-term plan of one year or a longer plan of two or three years? In this blog, we explain how the different options work and which choice best suits your financial goals.

How do Yieldfund's investment plans work?

Yieldfund offers three investment plans, each with a fixed term and monthly returns:

  • 1-year plan: 3% return per month
  • 2-year plan: 4% return per month
  • 3-year plan: 5% return per month


The longer you invest, the higher your monthly return. This means that with a longer plan, you make more profit on the same investment.

Advantages of a short-term plan (1 year) t the end of the investment plan

A short-term plan offers flexibility and is ideal for investors who want to see quick returns or are still exploring the market.

  • Short-term commitment: You are only committed to the plan for one year.
  • Quick return: Each month you receive 3% return, and after one year you can decide again what to do with your capital.
  • Ideal for beginners: If you are new to crypto investing, a short plan is a safe way to get acquainted with Yieldfund.

For example: Say you invest €10,000 in a 1-year plan. With a return of 3% per month, you receive €300 each month. After a year, you’ll have earned a total of €3,600 in returns, not including the initial investment you receive at the end of the plan.

Advantages of a medium-term plan (2 years)

A two-year plan offers a better balance between return and flexibility.

  • Higher returns than a 1-year plan: You receive 4% per month instead of 3%.
  • Build more wealth: With a longer term, you benefit from monthly returns for longer.
  • Stable passive income: Weekly payouts in USDC provide a steady income stream.

For example: With a €10,000 investment in a 2-year plan, you receive €400 in returns each month. Over two years, this means a total profit of €9,600, in addition to the original investment you receive at the end of the plan.

Benefits of a long-term plan (3 years)

For the greatest long-term gains, a 3-year plan is the best choice.

  • Maximum return: 5% return per month, the highest rate at Yieldfund.
  • Maximize capital growth: Over three years, your returns can increase significantly.
  • Ideal for long-term investors: If your financial goals are focused on the future, this plan offers the most value.

For example: If you invest €10,000 in a 3-year plan, you’ll receive a monthly €500 return. Over three years, that equates to a total profit of €18,000, not including your original deposit.

Conclusion: choose the strategy that suits you

Your investment strategy depends on your goals and risk profile. Whether you choose a short or long plan, with Yieldfund you benefit from automated investing without having to actively trade yourself. 

  • Want flexibility and faster access to your capital? Choose a 1-year plan.
  • Want a good balance between return and flexibility? The 2-year plan offers solid growth.
  • Want the highest profits over the long term? Go for a 3-year plan and benefit from maximum returns.

Invest today with Yieldfund

Ready to make your dreams of high returns come true? Invest in Yieldfund today. After a one-time investment, we’ll do the rest so you can sit back, relax and watch your income grow!

Disclaimer: The content of this article do not constitute financial or investment advice.

Yieldfund's last trades

XLM/USDC
Short
5.18%*

Entry price
0.2642

Exit price
0.2627

Date
March 16, 2025

AVAX/USDC
Short
5.25%*

Entry price
18.3980

Exit price
18.2940

Date
March 16, 2025

SOL/USDC
Short
5.17%*

Entry price
129.5000

Exit price
128.7700

Date
March 16, 2025

*The trade percentages are the net percentages. The trade costs have already been deducted.

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