Find detailed answers to the most frequently asked questions about Yieldfund, covering everything from how our investment plans work and how interests are paid out, to insights into our risk management system, regulatory status, and investor support. Whether you’re just getting started or already investing, this page helps you make informed decisions.
Yieldfund is a quantitative trading company that issues corporate bonds to private investors. Bondholders receive a fixed monthly interest rate (2%, 3% or 4% depending on the term), paid out weekly in USDC, with the principal repaid at the end of the bond’s term. Yieldfund operates under Frontpay Capital B.V. under the prospectus exemption regime; this offering is not under AFM supervision.
Yieldfund (Frontpay Capital B.V., KvK 863073165) operates under the prospectus exemption regime. We are not under AFM supervision and do not hold an AFM license. We have filed the required notification with the AFM (27 January 2025), and we comply with applicable Dutch and European laws — including AML/KYC rules through our partners. See our AFM Notification page for details.
Yieldfund is not a traditional investment platform. We are a quantitative trading firm specializing in high-frequency crypto trading using advanced algorithms. Our approach stands out due to:
A Trading Safety Fund of approximately of invested capital, held in USDC, as a buffer for exceptional market conditions.
The minimum investment with Yieldfund is €10,000. This threshold is set to attract committed investors and to ensure efficient capital management within our trading model.
We use a dynamic risk management framework that adjusts in real time to market conditions. Our algorithms manage capital allocation based on volatility, liquidity, and market structure. In times of increased risk, exposure is automatically reduced. Additionally, we maintain a Trading Safety Fund as a safety net for exceptional market scenarios.
No, investments cannot be withdrawn at any time.
For full details on early termination and withdrawal options, please refer to our Terms & Conditions.
Our algorithms continuously analyze market dynamics, price action, volume shifts, and liquidity patterns to exploit short-term momentum and inefficiencies. Instead of holding long-term positions, we execute hundreds of microtransactions per day, generating consistent, risk-balanced trading profits.
We process payouts every Monday. Your trading profits from the previous week are automatically sent to your designated crypto wallet.
Yieldfund does not charge entry or management fees. We operate on a performance-based model, meaning we earn only when you earn.
Yes, every Yieldfund investor receives access to a personalized dashboard. It allows you to monitor accumulated payouts, view individual transactions, track contract duration and terms, and stay updated on your investment performance 24/7 in real time. This transparency ensures you always have full control over your investment.
All investments carry risk. However, Yieldfund takes the following steps to limit exposure:
All of our annual financial statements have been filed on time. Starting this year, they will also be externally audited.
You can get started easily through our online portal. There, you can complete the onboarding process, fill in your details, and activate an investment plan. For the onboarding process, you only need a valid identification document. Once your registration and verification have been completed, you can select your preferred investment plan and follow the next steps in the portal to finalize your investment.
Yieldfund primarily trades the top 10 cryptocurrencies based on market cap and liquidity, including Bitcoin, Ethereum, and other high-volume assets. Our algorithms are optimized for high-frequency trading, constantly leveraging short-term price movements and market inefficiencies.
By focusing on the most liquid and stable digital assets, we reduce the risk of extreme price swings while maximizing risk-adjusted returns. This strategy ensures a well-diversified portfolio that withstands volatility without sacrificing performance.
Yes. At Yieldfund, you select one of three fixed investment plans at the start, each with a set duration and return:
Returns are paid weekly throughout the plan. Early termination is possible, in which case the returns already paid out are deducted from the principal, and the remaining balance is refunded.
This model provides flexibility without compromising on transparency or structure.
Traditional investments in stocks and bonds typically offer 5–7% annually. While appealing for long-term investors, these returns often take years to materialize and are subject to economic cycles and political instability.
Yieldfund, by contrast, offers up to 4% monthly returns (48% annually under a 3-year plan), with weekly payouts for immediate liquidity and control over your cash flow.
While crypto is a volatile asset class, Yieldfund limits risk through:
Yieldfund offers a different risk-return profile than traditional bonds or equities. The higher interest comes with risks specific to crypto trading and to investing in a young company under exemption regime — these are described in our information document.
A stablecoin is a cryptocurrency pegged to a stable underlying currency like the US dollar (USD) or euro (EUR). Its purpose is to minimize volatility common in other cryptocurrencies.
Stablecoins typically maintain a 1:1 value with their fiat counterpart, making them ideal for safe storage or as a base currency in trading strategies. Popular stablecoins include USDC (USD Coin), USDC, and DAI.
At Yieldfund, we use stablecoins as the base for all investments, ensuring your returns are denominated in a stable currency and paid out weekly in stablecoins. This provides clarity, simplicity, and instant access to your profits.
Yes, at Yieldfund, it is possible to reinvest at every time. However, each reinvestment is treated as a separate investment, meaning no compounding occurs within a single plan.
Each new amount is assigned to a new investment plan (1, 2, or 3 years) with its associated return. This allows you to structure your portfolio based on your financial goals and liquidity preferences.
You can reinvest at every time, there is no waiting period or limit on the number of active contracts at Yieldfund.
Yieldfund charges no entry or management fees—your full amount is invested. However, some operational costs may apply depending on your deposit method:
Bank Transfer (EUR to USDC)
Crypto Wallet (USDC to USDC on ERC20)
Weekly Payout Network Fees
External Wallet Fees
If using an external exchange (like Binance or Coinbase), they may charge extra fees. These are independent of Yieldfund.
The performance of our trading algorithm shows that, on average, 90% of trades are closed profitably within the predefined time frame.
On average, 10% of placed trades are not closed within the predefined time frame and are classified as “failed trades.” These positions are then managed manually by our trading team with the aim of closing them without a loss. Ultimately, an average of 2% of all trades are closed at a loss.
At present, we risk a maximum of 0.1% of the total capital per trade.
To keep risk manageable, our trading system can open a maximum of 10 trades simultaneously per fund. As a result, the maximum total exposure per fund at any given time is limited to 1% of the total capital.
This is part of our risk management strategy: positions are diversified to prevent any single fund from having an excessive impact on the overall capital.
During periods of extreme volatility, we use proprietary leverage management software that continuously monitors all open positions 24/7 and automatically adjusts leverage levels. This helps limit the impact of slippage and prevents positions from suffering unnecessary losses in highly volatile market conditions.
A continuous cash reserve averaging 12.5% of the total invested capital is maintained.
At Yieldfund, we do not refer to returns, but to interest. This is because investors purchase bonds when selecting an investment plan. The investor then receives a fixed interest payment on these bonds. The interest rate depends on the selected term:
1 year: 2% interest per month
2 years: 3% interest per month
3 years: 4% interest per month
This interest is paid out weekly to the investor. At the end of the term, the full principal amount of the bonds is repaid. Important to know: Yieldfund operates with a sustainable business model in which interest payments are funded through trading profits. We do not use the deposits of new investors to pay interest. The interest payments are therefore based on actual trading performance.
This involves a currency risk that can work out either positively or negatively. USDC is pegged to the US dollar, meaning that any gains or losses resulting from exchange rate fluctuations are borne by the investor.
Currently, your weekly returns from Yieldfund are paid out in USDC, a digital coin always worth the same as the US dollar.
You receive this payout to your own USDC wallet, which can be created easily through a reliable crypto exchange (like Bitvavo, Coinbase, or Binance).
You then have two options:
At Yieldfund, you receive your weekly return every Monday in USDC (USD Coin) to your designated wallet address.
You don’t need to take any action, our system ensures you receive your interest automatically each week as long as your investment remains active in one of our selected plans.
The agreed payout is distributed proportionally on a weekly basis every Monday. The average realized return consistently exceeds the average weekly interest payments we make. In addition, an average cash reserve of approximately 12.5% of the invested capital is maintained as a buffer. This reserve, combined with our cumulative trading profits, is designed to support fixed interest payouts during weaker trading periods. As with any corporate bond, payouts ultimately depend on Yieldfund’s continued ability to meet its obligations.
If such a scenario occurs, it is managed through active liquidity management. In addition to the regular cash reserve, positions are generally short-term and scalable, allowing capital to be released gradually without causing unnecessary disruption to trading activities.
If exceptional market conditions require it, repayments may be spread out over time or temporarily suspended in accordance with the agreed terms and conditions, in order to safeguard portfolio stability and protect the interests of all investors.
At this time, investors are free to choose their own platform or wallet, as long as it supports receiving USDC via the Ethereum network from a third party.
Please note: platforms such as Bitvavo, Finst, and Coinmerce currently do not support this in the required way. These platforms therefore cannot be used.
The Yieldfund Wallet is expected to launch by the end of Q2. Once available, we recommend that every investor use this wallet.
This offers several advantages:
1. Our Investor Relations Managers can more easily assist investors in case of questions or issues.
2. Investors will be able to transfer received interest payments directly from the wallet to their bank account.
3. Investors maintain a clear overview of all transactions.
If certain platforms stop accepting USDC or no longer support receiving USDC via the Ethereum network, this may affect the ability to receive interest payments or repayments through that platform.
To reduce this risk, we have developed the Yieldfund Wallet application. This is a non-custodial wallet, meaning that investors retain full control over their wallet and funds at all times.
The Yieldfund Wallet is expected to launch by the end of Q2. Once available, we strongly recommend that investors use it. This helps ensure that receiving USDC remains simple and transparent, while also enabling our Investor Relations Managers to provide better support in the event of any questions or issues.
Like any investment, there is a risk that the initial investment amount may not be repaid, may not be repaid in full, or may be repaid later than expected.
We consider this risk to be limited, but it may occur if Yieldfund is no longer able to meet its payment obligations or is required to temporarily suspend them. This could happen, for example, if returns generated from trading activities remain lower than outstanding payment obligations over an extended period.
Yieldfund applies strict risk management measures to minimize these risks as much as possible. However, any investment will always involve financial risk.
Yes, for the time being we will. Virtually all major exchanges use stablecoins such as USDC as their primary trading currency, with the vast majority being directly pegged to the value of the US dollar.
At the moment, interest payments are made to your personal wallet in USDC. From there, you can sell or convert the received USDC into euros yourself and then transfer the funds to your bank account.
Once the Yieldfund Wallet goes live, this process will become much simpler. From that moment on, you will be able to have your received interest payments transferred directly from the Yieldfund Wallet to your bank account.
So, while it is currently not yet possible to receive interest payments directly on your bank account, this functionality will become available with the launch of the Yieldfund Wallet.
At Yieldfund, capital protection is at the core of our strategy. We use multiple layers of risk management and protective measures to ensure your investment is as secure as possible:
1. Dynamic Risk Management
Our algorithms adjust trading strategies in real-time based on market volatility. During periods of heightened uncertainty, exposure to positions is automatically reduced to avoid unnecessary risk. This system ensures that your full investment is not exposed to sudden market swings.
2. Trading Safety Fund
Our Trading Safety Fund — averaging approximately of invested capital, held in USDC — is designed as a buffer to absorb losses during exceptional market periods. It is intended to support continuity of operations, but it does not eliminate the risk of capital loss in adverse scenarios.
3. Transparency
Every investor can view weekly performance and individual trades through our website. This offers maximum control and insight into how your investment is being managed.
4. Segregated Management Structure
Investor capital is fully separated from Yieldfund’s operational costs. We use the entrusted funds exclusively for algorithmic trading, and not for any other purpose.
These protection layers allow us to combine the potential for high returns with a carefully controlled risk profile.
Yieldfund (Frontpay Capital B.V.) operates within Dutch and European law under the prospectus exemption regime. This means we are not under AFM supervision and do not require a license. We have filed the required notification with the AFM and comply with applicable AML/KYC laws via our partners. Our legal partner Nysingh advises us on legal structuring as we work toward an AFM-approved prospectus in the next phase of our development. Although Yieldfund is not a traditional investment firm, we offer a high level of transparency, clear communication, and a structured legal and financial framework.
Our processes are aligned with responsible financial management requirements, including:
Additionally, we are working on further legal structuring in collaboration with external compliance and legal experts, so that we can continue to meet increasingly strict European regulations.
At Yieldfund, the privacy and security of our investors are paramount. We implement strict technical and organizational measures to protect your data and investments:
Data Security
All personal data and sensitive information are stored through encrypted connections (SSL) and secure servers. Only authorized personnel have access to this data, and only when strictly necessary for operational purposes.
Controlled Access & Two-Factor Authentication (2FA)
Once the investor dashboard is live, all users will access their account via 2FA protection, effectively preventing unauthorized access.
Transaction Security
All investment and payout processes follow controlled protocols. Crypto transactions are processed on the ERC20 network, and fiat transactions are handled via trusted, regulated parties.
GDPR Compliance
Yieldfund operates fully in accordance with the General Data Protection Regulation (GDPR). Your data will never be shared with third parties without your explicit consent.
Yieldfund offers two bond series, both issued by Frontpay Capital B.V.: Series C and Series B1. Both series provide monthly interest payments, depending on the selected term (1, 2, or 3 years), with interest rates ranging from 2% to 4% per month.
The participation terms differ between the two series:
When you enter into an agreement with Yieldfund, you receive bonds that are subject to specific terms and conditions. These terms are outlined in documents related to the different bond series, namely Series C and Series B1. Series C involves a limited issuance with unique features that differ from the conditions of Series B1.
The bonds are issued in euros and have a maturity of one, two, or three years. A minimum investment amount applies, and investors receive their returns on a weekly basis.
Would you like to know the exact legal and financial terms? Download the full terms and conditions using the links below:
– Download terms and conditions Series C
– Download terms and conditions Series B1
Your initial investment amount is fixed for the duration of the investment plan you choose: 1, 2, or 3 years. At the end of this term, your initial investment amount will be returned to your personal wallet in USDC.
In exceptional cases, it may be possible to terminate your investment plan early and request your investment amount before the end of the term. This is only possible following review and approval by Yieldfund.
In the event of early termination, your initial investment amount will be returned minus:
the interest you have already received up to that point;
a €495 service fee.
In the event of bankruptcy, investors are considered unsecured creditors (concurrent creditors), meaning their claims rank below those of preferred creditors. As a result, in the event of a bankruptcy of frontpay capital B.V., you may not recover the full return and/or repayment of your investment.
Yieldfund places great importance on stability and transparency for its investors. For that reason, we aim not to change the agreed interest rate during the term of an active investment plan.
However, in certain situations, it may become necessary to adjust the interest rate for new investment plans. This may occur, for example, if market conditions change, if returns from trading and investment activities come under pressure, or if Yieldfund decides to lower interest rates in order to support healthy and sustainable national and international growth of the company.
If a new interest rate is introduced, it will generally apply only to new investment plans. Existing agreements will, where possible, continue under the previously agreed terms. This approach ensures transparency for existing investors while maintaining the flexibility needed to support the responsible growth of Yieldfund.
t Yieldfund, you can invest both as a business entity (legal entity) and as a private individual (natural person).
As a private investor, you can activate your investment directly and easily through our online portal. If you choose to invest through a company, we will personally guide you through the setup process to ensure everything is configured and activated correctly.
Please note: if you wish to invest both as a company and as a private individual, you currently need two separate mobile phone numbers and two separate email addresses.
Enter your details and get instant access to the calendar of one of our investor relations managers to book your investor meeting.
Investor Relations Manager
LinkedIn
Investor Relations Manager
LinkedIn
At yieldfund.com, we use cookies to improve the user experience, make our website function properly, and to display personalized content and ads. In this cookie statement, we explain what cookies we use, why we use them, and how you can manage your cookie preferences.
Cookies are small text files that are stored on your device when you visit a website. These files allow the website to recognize your device during your visit and future visits. Cookies may be necessary for the website to function or may serve to personalize or improve the website.
1. Necessary cookies
These cookies are essential for the proper functioning of the website. Without these cookies, certain parts of the website may not work properly. Necessary cookies do not collect information that can identify you.
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| cf_bm | hsforms.com | Yes | 0 hr | Secures the website against bots and malicious traffic |
| _cfuvid | hsforms.com | No | – | Tracks user session to optimize website performance |
| cf_bm | hubspot.com | Yes | 0 hr | Website protection against malicious traffic |
| _cfuvid | hubspot.com | No | Session | Tracks user sessions to optimize website performance |
2. Functional cookies
Functional cookies allow the website to remember user settings, such as language or login information.
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| cf_bm | hsforms.com | Yes | 0 hr | Website security against bots and malicious traffic |
3. Analytical cookies
Analytical cookies help us measure and improve website performance. These cookies collect anonymized data about how visitors use our website, such as the number of visitors and which pages are visited.
| Cookie Name | Provider | Persistent | Duration | Purpose |
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| hstc | hubspot.com | Yes | 1 year | Tracks visitor behavior for website performance analysis |
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Advertising cookies are used to show relevant ads to you based on your browsing habits. These cookies may share information with advertising partners to show targeted ads.
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When you visit our website for the first time, a cookie popup will appear. Here, you can set your preferences:
If you wish to modify your cookie preferences, this can be done easily:
Adjusting or refusing cookies does not affect the essential cookies required for our website to function properly. For other categories of cookies, you can easily specify what you accept or decline.
With this approach, we provide transparency and control over your cookie preferences.
For more information on how we process personal data, please refer to our Privacy Policy.
Privacy Statement of Yieldfund
Version: October 2024
Yieldfund is a trade name. The parent company of Yieldfund is Frontpay Capital B.V. For clarity, this privacy statement uses the name ‘Yieldfund,’ which also refers to Frontpay Capital B.V. This statement was originally drafted in Dutch, but versions in other languages may be available. In case of discrepancies, the Dutch version prevails.
Yieldfund operates an online platform for financial services. This platform is accessible via our website: yieldfund.com and will be referred to as our “services.”
This is our Privacy Statement, explaining the types of personal data we collect and process through our services. Personal data includes all information that can directly or indirectly identify a person, as defined under the General Data Protection Regulation (GDPR). This statement also outlines our role in processing personal data, how long we retain such data, and your rights as a data subject.
We kindly ask you to read this Privacy Statement carefully. For further questions about the processing of your personal data, please contact us using the details at the end of this statement.
Yieldfund is responsible for processing your personal data, as described in this Privacy Statement, and acts as the ‘data controller’ within the meaning of the GDPR.
For questions about processing your personal data, please contact us using the details provided at the end of this statement.
Yieldfund may process your personal data if you:
Special and/or sensitive personal data we process:
Our website and/or services do not intend to collect data about visitors younger than 16 years of age, unless they have parental or guardian consent. However, we cannot verify a visitor’s age. We recommend parents monitor their children’s online activities to prevent the collection of data without parental consent. If you believe we have collected personal data of a minor without consent, please contact us at info@yieldfund.com, and we will delete the information.
When you visit our website or use our services, we automatically collect certain information, such as:
Yieldfund makes decisions based on automated processes that may have significant effects on individuals.
These decisions are made by computer programs or systems without human involvement (e.g., a Yieldfund employee). Yieldfund uses the following programs or systems:
To use our services, we may request certain information, such as:
To use our services, we may request certain information, such as:
Third parties include:
Yieldfund may share data with suppliers, audit bodies, government authorities, and companies or individuals hired by Yieldfund to perform specific tasks (including processors).
Data may also be shared with third parties to support the provision of our services.
Yieldfund may provide data to third parties if required by applicable laws, court orders, or other legal obligations or with the data subject’s explicit consent.
We process your personal data for the following purposes:
We do not retain your personal data longer than necessary for the purposes for which it was collected unless we are legally obligated to retain it longer.
Retention criteria:
If Yieldfund has asked for and received your (explicit) consent to process your personal data, Yieldfund will retain it until you withdraw that (explicit) consent or it is deemed to have expired without your renewed (explicit) consent.
Legal retention periods:
Under the GDPR, you have certain rights regarding your personal data, including the right to access, correct, delete, and restrict processing. You can exercise these rights at any time by contacting us.
Yieldfund reserves the right to amend this privacy statement. We recommend reviewing this statement regularly for updates.
Yieldfund handles personal data with care and aims for continuous improvement. If you have tips or complaints about our handling of personal data, please contact Yieldfund’s Data Protection Officer. You may also file a complaint with the Dutch Data Protection Authority.
Yieldfund has implemented appropriate technical and organizational measures to protect personal data against loss or unlawful use. If data is processed by third parties on behalf of Yieldfund, a data processing agreement ensures that data is handled securely and adequately.
International data transfer:
Personal data may be transferred outside the European Economic Area (EEA) to countries deemed to provide an adequate level of data protection under GDPR. This includes Canada (commercial organizations), Japan, Switzerland, and New Zealand. For transfers outside these countries, standard contractual clauses will apply.
For questions, comments, or complaints about this Privacy Statement or the processing of your personal data, please contact us at:
