In startups, change is a deliberate effort to position the company for new opportunities and challenges. While roadmaps, goals, and structures may evolve, the mission remains constant.
In 2025, Yieldfund exceeded its goals by securing over $13 million in investments, a notable achievement in the financial sector.
After nearly two years of operation, Yieldfund continues to make crypto investing accessible to all, regardless of experience. In 2026, we will build on our validated approach to pursue new opportunities.
Beginning February 1, 2026, we will update our investment plans for new investors to align with our long-term vision for stability and growth. Despite changes to interest rates, our commitment to delivering value remains strong.
What’s changing
Our mission to make crypto investment more accessible remains unchanged, and our plans will continue to offer returns above market averages.
From February 1st, all interest rates across our three primary investment tiers will be adjusted.
New Plans
- 1-Year Plan: 24% annual interest, reduced from 36%.
- 2-Year Plan: 36% annual interest, reduced from 48%.
- 3-Year Plan: 48% annual interest, reduced from 60%.
Yieldfund remains committed to providing competitive returns and continues to offer investors weekly access to their earnings.
These changes are built on our philosophy of maintaining a margin of safety. They are designed to enhance risk-adjusted returns for our investors, ensuring that we continue to provide benefits while aligning with prudent investment strategies.
What happens to existing plans?
Investors with existing plans will continue to receive their current interest rates. Only new plans initiated on or after February 1 will reflect the updated rates. Payouts will continue every Monday, sent directly to USDC wallets.
Why these changes matter
We are updating our investment plans to strategically position Yieldfund as a high-performing quantitative investment company.
Our CEO, Rick Simons, underscored how “this interest rate adjustment for the new bond issuance is intended to maintain a sustainable and stable foundation for the long term. Yieldfund remains committed to offering investors attractive returns while ensuring that the conditions remain future-proof.”
These changes will strengthen our financial resilience and support greater investor confidence. As Yieldfund matures, our focus will shift from rapid acquisition to sustainable retention and steady growth.
These updates reflect a maturing business model that balances above-average rewards. We continue to enhance our quantitative trading algorithm to help Yieldfund achieve its objectives.
Sustainability is our most valuable asset. While high-tier payouts are feasible during certain growth phases, responsible management requires us to adapt as capital expands.
Even with these adjustments, Yieldfund’s returns remain highly competitive. A 48% return on a 3-year plan is exceptional in today’s financial landscape, far exceeding inflation and traditional equity benchmarks.
We remain committed to transparency and to providing investors with high-performing yields.
Our 2026 investment plan refresh is a step toward a stronger, better, and more rewarding Yieldfund for all investors.
