What happens when you deposit €10,000 in Yieldfund

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Investing never comes easily, and for new investors, the simple thought of risking their capital limits their ability to find ways to increase their wealth. Crypto’s volatility, coupled with technical expertise, often acts as a barrier for both new and experienced traders.

This is where companies like Yieldfund step in, offering a structured investing approach that removes all the complexities and focuses simply on the consistent outcomes it can provide. This article provides a comprehensive overview of what investors can expect when depositing in Yieldfund, from A to Z.

Retail access to institutional tools

Institutional and retail trading differ significantly, with retail trading often driven by emotion, while institutional trading relies on predictability and automation to achieve smaller but consistent returns. Additionally, institutional investors trade in larger volumes, accounting for 90% of global trade activity.

Yieldfund, a Dutch quantitative trading company, relies on mathematical models and real-time market analysis to generate returns. The solution provided by Yieldfund gives retail investors access to tools and strategies – typically reserved for institutional traders. However, the company flips the process, allowing investors to participate in the crypto market without needing to trade themselves, while also lowering the entry barrier.

Institutional trading firms often remain inaccessible to retail investors due to substantial capital requirements. Yieldfund addresses this by offering accessibility with a lower minimum investment of €10,000. This combination of a reduced initial investment and automated institutional-grade trading creates a competitive product for individual investors. 

By automating the entire process and adopting a hands-off approach for investors, Yieldfund eliminates psychological challenges and focuses on building capital with minimal market knowledge. Yieldfund’s system is built to navigate market fluctuations without emotional bias, aiming for steady performance.

How a €10,000 investment works in Yieldfund

When allocating the first €10,000 into Yieldfund, investors are purchasing a bond that corresponds to one of Yieldfund’s fixed-term plans. Users who onboard onto Yieldfund enter a contract where returns in the form of interest are paid out weekly regardless of market dynamics.

What does this mean for an investor? An investor selects one of the three available plans offered by Yieldfund. They then enter into a contract to receive weekly payouts corresponding to their selected yearly return.

Below are the available plans, each with a different return structure:

  • 1-Year Plan: Provides a 36% annual return or 3% monthly.
  • 2-Year Plan: Provides a 48% annual return or 4% monthly.
  • 3-Year Plan: Provides a 60% annual return or 5% monthly.

This structured approach is uncommon in cryptocurrency investing, but Yieldfund prioritizes consistency over high returns to help onboard inexperienced users into the crypto market—without the need for technical expertise.

Crypto trading with simplicity

Yieldfund’s approach is to provide frictionless crypto exposure, making crypto investing more accessible. By eliminating the need to comprehend complex trading processes or learn how to trade, the company provides a low-effort approach to benefiting from the cryptocurrency market.

Yieldfund prioritizes efficiency, making it an appealing option for both new investors and those seeking to diversify their portfolios into crypto. The company enables this access without the risks associated with active trading, constant monitoring, or emotional decision-making.

The same streamlined approach is applied throughout the entire process, from onboarding to receiving the first internet payments in the user’s USDC wallet. Users can easily register with Yieldfund using the newly developed dashboard. For any questions, dedicated investment relations managers are available to provide guidance and clarify details about the investment agreement.

After signing the investment agreement, investors transfer their initial funds (starting at €10,000) and complete their profile. It’s essential to provide the correct USDC wallet address to ensure timely weekly payouts.

And that’s it. There is no additional need to trade, manage the portfolio, or select any trading strategies. The streamlined process, supported by dedicated managers, ensures that even those new to crypto can invest with confidence.

Managing risks while diversifying investments

While the potential for high returns in crypto is attractive, risk management is crucial. Yieldfund’s quantitative trading algorithms address these challenges through a multi-layered strategy that adjusts risks in response to market dynamics.

Yieldfund maintains a transparent trading approach, allowing users to view the number of long and short positions opened or closed. This transparency, coupled with the algorithm’s ability to adjust trading parameters, aims to minimize losses effectively.

For investors, this approach offers a way to diversify their portfolios into the crypto asset class while mitigating some of the associated volatility. 

How €10,000 plays out for investors

If we look at the numbers, a €10,000 investment has three potential outcomes. For starters, it’s essential to note that the €10,000 investment is always fully repaid at the end of the contracting period.

Depending on the chosen investment plan, users can expect to receive up to 5% monthly interest in their crypto wallet. If we examine the most popular plan, the three-year plan with a 60% annual return, this translates to €6,000 per year, or approximately €500 per month.

Put into perspective, the amount can be viewed as passive income, which is always added to a user’s USDC wallet. If we consider the middle-tier plan for two years with a yearly return of 48%, investors would receive €400 paid out in USDC.

While crypto is inherently known for being rewarding due to its volatility, Yieldfund offers a manageable trade-off, especially for new investors. The potential upside is capped, while the risks and complexities decrease – creating predictable and consistent returns.

Thus, investors sacrifice the chance for explosive, speculative gains in exchange for a steady, reliable income stream and peace of mind. This makes Yieldfund an attractive option for both new investors seeking an accessible entry point and experienced investors looking to diversify and reduce their active management load.

Your path to simplified crypto investing

For trading companies like Yieldfund, a €10,000 investment can be transformed into a predictable source of passive income, backed by a systematic, data-driven trading strategy and robust risk management. It provides a clear path for investors who want to benefit from the crypto market’s potential without the steep learning curve and emotional pressures of active trading.

Want to invest in crypto without the need for trading expertise? Explore Yieldfund’s investment plans that can generate up to 60% in yearly returns.

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At yieldfund.com, we use cookies to improve the user experience, make our website function properly, and to display personalized content and ads. In this cookie statement, we explain what cookies we use, why we use them, and how you can manage your cookie preferences.

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First visit:

When you visit our website for the first time, a cookie popup will appear. Here, you can set your preferences:

  • You can accept all cookies.
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Adjusting Consent:

If you wish to modify your cookie preferences, this can be done easily:

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Adjusting or refusing cookies does not affect the essential cookies required for our website to function properly. For other categories of cookies, you can easily specify what you accept or decline.
With this approach, we provide transparency and control over your cookie preferences.

For more information on how we process personal data, please refer to our Privacy Policy.

Privacy Policy

Privacy Statement of Yieldfund

Version: October 2024

 

Yieldfund is a trade name. The parent company of Yieldfund is Frontpay Capital B.V. For clarity, this privacy statement uses the name ‘Yieldfund,’ which also refers to Frontpay Capital B.V. This statement was originally drafted in Dutch, but versions in other languages may be available. In case of discrepancies, the Dutch version prevails.

1. Introduction

Yieldfund operates an online platform for financial services. This platform is accessible via our website: yieldfund.com and will be referred to as our “services.”

This is our Privacy Statement, explaining the types of personal data we collect and process through our services. Personal data includes all information that can directly or indirectly identify a person, as defined under the General Data Protection Regulation (GDPR). This statement also outlines our role in processing personal data, how long we retain such data, and your rights as a data subject.

We kindly ask you to read this Privacy Statement carefully. For further questions about the processing of your personal data, please contact us using the details at the end of this statement.

2. Who is responsible for processing your personal data?

Yieldfund is responsible for processing your personal data, as described in this Privacy Statement, and acts as the ‘data controller’ within the meaning of the GDPR.

For questions about processing your personal data, please contact us using the details provided at the end of this statement.

3. What personal data is processed, and where does it come from?

Yieldfund may process your personal data if you:

  • Visit or use our website or services;
  • Are a (authorized representative) client of ours;
  • Have a business relationship with Yieldfund;
  • Work at one of our service providers or other parties we collaborate with.

Special and/or sensitive personal data we process:

Our website and/or services do not intend to collect data about visitors younger than 16 years of age, unless they have parental or guardian consent. However, we cannot verify a visitor’s age. We recommend parents monitor their children’s online activities to prevent the collection of data without parental consent. If you believe we have collected personal data of a minor without consent, please contact us at info@yieldfund.com, and we will delete the information.

3.1 Information we collect automatically

When you visit our website or use our services, we automatically collect certain information, such as:

  • Usage data: including your IP address, the pages you visit, links clicked, and technical information (e.g., browser and system details). See our Cookie Statement for more details.
  • Data about your activities on our website.

3.2 Automated decision-making

Yieldfund makes decisions based on automated processes that may have significant effects on individuals.

These decisions are made by computer programs or systems without human involvement (e.g., a Yieldfund employee). Yieldfund uses the following programs or systems:

  • Sumsub: A compliance technology platform specializing in automating identity verification (IDV) and Know Your Customer (KYC) processes.

3.3 Information you provide to us

To use our services, we may request certain information, such as:

  • Registration details: Full name, address, date and place of birth, gender, phone number, country, and email address.
  • Identification details: A copy of your passport, driver’s license, or ID card, including a selfie for verification purposes.
  • Financial information: Your bank account number (if applicable), transaction details, and wallet address.
  • Other information: Source of income.

3.4 Information generated by us or received from third parties

To use our services, we may request certain information, such as:

  • Risk and fraud reports: Based on your transactions and behavior on our platform.
  • Third-party data: We may receive information from external sources such as public databases or blockchain analysis providers.

3.5 Use by third parties

Third parties include:

  • Marketing partner: HubSpot;
  • Cloud service provider: Rootnet;
  • Identity verification platform: Sumsub;
  • Communication provider: Bird.com.

Yieldfund may share data with suppliers, audit bodies, government authorities, and companies or individuals hired by Yieldfund to perform specific tasks (including processors).

Data may also be shared with third parties to support the provision of our services.

Yieldfund may provide data to third parties if required by applicable laws, court orders, or other legal obligations or with the data subject’s explicit consent.

4. For what purposes do we process your personal data?

We process your personal data for the following purposes:

  • To comply with legal obligations, such as anti-money laundering laws.
  • To deliver and improve our services.
  • To prevent fraud and abuse.
  • To communicate with you about your account and our services.
  • For marketing purposes, depending on your preferences.
  • To provide customer service.
  • For research and development to optimize our services.

5. Data retention periods

We do not retain your personal data longer than necessary for the purposes for which it was collected unless we are legally obligated to retain it longer.

Retention criteria:

  • Agreements: Data is retained for the duration of the agreement.
  • Legal obligations: Data is retained as long as legally required.
  • Legitimate interests: Data is retained as long as necessary to protect such interests.

If Yieldfund has asked for and received your (explicit) consent to process your personal data, Yieldfund will retain it until you withdraw that (explicit) consent or it is deemed to have expired without your renewed (explicit) consent.

Legal retention periods:

  • Tax purposes: 7 years after the relevant calendar year (Art. 52, Dutch General Tax Act).
  • Anti-Money Laundering and Terrorist Financing Act (Wwft): 5 years after the business relationship ends (Art. 33).
  • Wwft reporting requirements: 5 years after notification to the FIU (Art. 34).

6. Your rights

Under the GDPR, you have certain rights regarding your personal data, including the right to access, correct, delete, and restrict processing. You can exercise these rights at any time by contacting us.

7. Changes

Yieldfund reserves the right to amend this privacy statement. We recommend reviewing this statement regularly for updates.

8. Right to lodge a complaint

Yieldfund handles personal data with care and aims for continuous improvement. If you have tips or complaints about our handling of personal data, please contact Yieldfund’s Data Protection Officer. You may also file a complaint with the Dutch Data Protection Authority.

9. Security

Yieldfund has implemented appropriate technical and organizational measures to protect personal data against loss or unlawful use. If data is processed by third parties on behalf of Yieldfund, a data processing agreement ensures that data is handled securely and adequately.

International data transfer:

Personal data may be transferred outside the European Economic Area (EEA) to countries deemed to provide an adequate level of data protection under GDPR. This includes Canada (commercial organizations), Japan, Switzerland, and New Zealand. For transfers outside these countries, standard contractual clauses will apply.

10. Contact information

For questions, comments, or complaints about this Privacy Statement or the processing of your personal data, please contact us at:

  • Email: info@yieldfund.com
  • Post: Hanzeweg 5, 7418 AW, Deventer, Attn: Yieldfund Data Protection Officer